My name is Tewanda Williams and I am a thirty seven year old female with three children. Over the  years my financial situation has been deteriorating. My current situation is as follows I am currently living in Public Assistance Housing, my debt is so heavy that I'm not able to meet my financial obligations ;currently filing bankruptcy seems like the only option. I don't have transportation and I need to get back and forth to work. I am currently working as a Secretary at a Doctor's Office but the pay is minimal. I am planning on going to College in the Fall Semester at Calhoun Community College and I really need assistance.